What it earns — a full, investor-grade model built for you.
You answer questions in plain language. Behind the scenes, a real finance engine turns your answers into a banker-quality workbook. People pay analysts thousands to make what this hands you.
An idea you can describe is worth a meeting. A number you can defend is worth a cheque.
Move an input — every number recomputes.
| SAR ’M | Y1 | Y2 | Y3 |
|---|---|---|---|
| Revenue | 2.50 | 3.38 | 4.56 |
| Gross profit | 1.50 | 2.02 | 2.73 |
| EBITDA | 0.63 | 0.84 | 1.14 |
Valuation
EBITDA margin 25%
SAR6.83M
Year-3 EBITDA × multiple
Illustrative — your real model is built from your own answers across 26 linked tabs.
The same charts a banker or investor flips through — drawn from the numbers your model builds. These are the views that turn a spreadsheet into a story you can defend.
Revenue & gross-profit trend
Illustrative — built from your own answers.
Valuation bridge
Revenue → margin → multiple → valuation. Illustrative.
Scenarios — base · bull · bear
Three revenue paths side by side. Illustrative.
Margin & unit economics
Does each sale make money? Illustrative.
Cumulative cash & runway
When the cash turns positive. Illustrative.
A complete workbook — ~26 tabs
Not one sheet. Every part a serious investor expects to see.
The three core statements, fully linked:
- Income — revenue, costs, profit, year by year.
- Balance Sheet — what you own, owe, and have left — and it always balances.
- Cash Flow — real cash in and out, so you see when money actually arrives.
Change one number, and the whole model updates. That's what "real model" means.
One control panel runs it all
An Assumptions tab holds every number that drives the model — each with the reason beside it. Change one input, everything flows from it.
Unit economics
Does each sale actually make money?
CAC, LTV, payback period, profit per sale — the difference between "we're growing" and "we're growing and each sale makes money."
Scenarios
Answer "what if?" without guessing.
Careful, Expected, Ambitious — three versions side by side. When an investor asks "what if sales come in slow?" you point at the page.
A real valuation
What your business could be worth.
A full 7-year cash-flow valuation (DCF), a comparison to similar companies, and a "football field" range — not one fake-precise number.
Cash runway & debt
Never get surprised.
How long your cash lasts, when you break even, when you'll need more — before it's an emergency. Plus the ratios a bank checks before they say yes.
It speaks your industry — not generic finance.
The engine knows five business types and reshapes the whole model to fit yours. A services firm and a factory get genuinely different models — not the same template with the labels swapped.
| Your business is… | The model tunes to… |
|---|---|
| Trading / distribution | inventory turns, cash-conversion cycle, working-capital traps, margin & FX risk |
| Professional services | billable utilization, revenue per person, billing rates, key-person risk |
| Project-based | backlog, win rate, milestone billing, cost-overrun & concentration risk |
| Subscription / SaaS | recurring revenue (MRR/ARR), churn, retention, LTV/CAC, Rule of 40, burn & runway |
| Manufacturing | capacity use, cost per unit, scrap/yield, capex cycles, raw-material price risk |
You don't get advice. You get architecture — four connected plans that end in a number you can trust and defend.